Private and Corporate

Just as every individual is unique, so are their insurance requirements.

Cipher is designed for both both private and corporate clients looking to obtain the protection they need with discretion and accuracy, fairness and transparency – on the most advantageous terms available.

From life assurance to critical illness cover, income protection or family policies, Cipher’s personalised, end-to-end approach and proven ability to navigate the intricacies of today’s underwriting set it apart. We have a formidable track record in obtaining best results every time.

Cipher clients benefit from the most advanced health screening service available anywhere, enabling swift, precise diagnosis and management of existing conditions and ensuring minimal impact on both personal and business life – as well as providing the optimum basis from which to obtain their desired cover.

“Advanced Health screenings enabled me to increase my IHT Whole of Life cover by 50% and save me over £1.6m to £2.5m in future premiums, depending on my life expectancy.”

Tim Jones, Chairman if CH&CO Catering