Protecting Health.
Protecting Wealth.
Using Pioneering Health Screening, to disrupt the Life Insurance industry, so our clients live a healthier, longer life and pay lower premiums.

Cipher are unique in supporting clients wishing to place high value
and complex insurance risks.

“Through Advanced health’s, screening, I found out in 2019 that I had prostate cancer. Advanced Health referred me to their leading world class Prostate Consultant. I underwent surgery recently and have been declared 100% clear, which is of course a huge relief and has had a minimal impact on my personal and business life."
ROBERT LEECHMAN - NON-EXEC OF MULTIPLE BUSINESSES, FORMER CCO OF COCA-COLA
“I was shocked that the CT heart scan highlighted a potentially life threatening heart disease. Advanced Health immediately referred me to their consultant cardiologist and I am now taking statins, which should halt the progress. Thank goodness I had my IHT Insurance in place, as I would now be uninsurable.”
MALCOLM BURNE - COMPANY DIRECTOR
"Advanced Health’s home medical and fasting bloods picked up that I had a cholesterol reading of 7.5. The CT Heart scan showed a calcium score of zero; highlighting I had no calcification in my arteries. We advised my insurers and the loading they had applied to my premium was removed."
CRAIG GRIFFIN – PROPERTY DEVELOPER
“Advanced Health screenings enabled me to increase my IHT Whole of Life cover by 50% and save me over £1.6m to £2.5m in future premiums, depending on my life expectancy.”
TIM JONES - CHAIRMAN OF CH&CO CATERING
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Why Choose Cipher?

Cipher’s focus is on managing our client’s health, to ensure they live a healthier, longer life. Our Advanced Health Screening Service, paired with our World Class Medical Board, ensure the best possible management of new or existing issues.

Our Advanced Health Screening Service, enables the earliest possible diagnosis of conditions, as well as management of existing conditions, to ensure conditions have minimal impact or both personal and business life.

Happy man with his son golfers walking on perfect golf course at summer evening
Clients have access to our World-Class Medical Board and industry-leading underwriters, who work to substantially minimise premiums

Meet Our Team

Get In Touch

We are committed to treating every client on an individual basis, to ensure they live a healthier, longer life and pay lower premiums. 

Contact the team today to find out how we can protect both your health and wealth.

Call: +44 (0) 207 123 4567 | Email: info@cipherrisk.co.uk

Cipher

Cipher Risk Ltd. 40 Gracechurch Street, London, EC3V 0BT

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Cipher Risk Ltd is an appointed representative of Sanlam Partnerships Ltd which is authorised and regulated by the Financial Conduct Authority. Cipher Risk Limited is a limited company registered in England and Wales. Company Registration No. 11246236